However, what you can expect is an honest response from us, as always. 10.000 Families we helped IN 2018 What else to say? Advertisement cookies are used to provide visitors with relevant ads and marketing campaigns. Nearby ZIP codes include 92821 and 92822. The landlord will not countersign the lease until the Insurent Lease Guaranty has been issued to the landlord. People who write reviews have ownership to edit or delete them at any time, and theyll be displayed as long as an account is active. The father (or mother or some relative overseas or here) will just need to have a minimum annual income of 50x the monthly rent in their home country or a minimum of cash liquid assets/marketable securities held by them in their home country of 80x the monthly rent. Be careful people, they are preying on anyone who contacts them.Update: If your reading this and would like to see the proof of this business being a scam. We 'Pre-Screen' you based on the Qualifications from our Referral Partners and match you with the best company based on what you qualify for any what your requirements are. With a business in operation for alomst 12 years, a day will finally come when youre are forced to have a confrontation with an "Internet Troll".We will not allow Annalise Foxx (the very contextual description of an Internet Troll) such a wildly unstable woman to through around accusations ***simply because we refused service***We will not be bullied, harassed or deal with verbal abuse from a potential customer that thinks the rules dont apply to them and their feelings of being more important are overrun with threats and abuse where they feel they can speak to anyone as they wish or send threats to write bad reviews if we dont call back to agree to tolerate such horrendous and childish behavior.The screenshots say it all. The landlord (or potential scammer) can't run off with your personal information, because they never see it. How can I benefit from the Insurent Lease Guaranty program? If you don't meet the income or background requirements, don't expect a call. What do I do if the apartment I choose is not an Insurent certified building? In the rush and anxiety of finding a new apartment, you might be willing to pay whatever it takes to take the apartment you want off the market. Submit a copy of Copy of Drivers license or Passport and Visa (if Non-US) and School ID and parents passport and income verification or bank letter. This is because if applicants have a history of bankruptcy or late payments, lenders are not sure if applicants will be able to repay the loan. or had a bad credit score, but with us, you can get approved for the apartment of your dreams. Dave grew up in New Jersey before entering the Air Force to operate satellites, teach space operations, and do space launch planning. After filling my BK13, these were the only people willing to work with me. Its fast, easy, and most importantly secure. All you need to do is provide Renter's Insurance and Proof of Utility Service in your name and arrive to pick up your keys to your new home! Helping people get approved in all 50 states. Average guaranty fees for non U.S. parties without U.S. based credit history will approximate 98% - 110% of a months rent for the one year lease guaranty. Home Page [oneappguarantee.com] I then texted the ONE number they have and asked if it was scam. I received excellent service from this company. Visit Business Insider's homepage for more stories. The Insurent Program issues guarantees for non U.S. persons with no U.S. based credit history. What else to say?Nothing makes us happier! Guaranteed Apartment Approval Complaints Complaints Guaranteed Apartment Approval Apartment Rental Service View Business profile Customer Complaints Summary Business's Response Rate:. At that point I wasted 4 months and $1400. How you divide the fee payment for the Lease Guaranty between yourselves is at your discretion. Once the tradelines mature, you will be able to enjoy the many privileges that accompany a strong credit score. Insurent simplifies and eases the rental process for renters, brokers and landlords/property owners. But before she did, Nardo drove across town to see the location for herself, and discovered the bad news: It was not for rent at all. In the event that you fall into that category, please email us at. Their is very little communication and the fact that I can't get anyone on the phone is SCARY. Please visit our website and start with the inquiry form. In any circumstance under which there is more than one signatory on a lease, credit problems for any of the applicants could affect the approval decision. If there are roommates, you would normally divide the guaranty fee equally, but you can divide the guaranty fee any way you like. Bait-and-switching can take various forms. In the event that you are an international student or fall below the minimum 27.5x the monthly rent, please email us at renter-app@insurent.com so we can guide you through the application process. A CPN (Credit Profile Number) is the primary component in getting you approved for your apartment. We specialize in connecting you with the home of your choice, regardless of past credit challenges. It goes against our guidelines to offer incentives for reviews. Nardo's story is not uncommon. We remove the risk of rent loss from the equation. Anyone can write a Trustpilot review. Alternately, there might never have been a great property to begin with just a terrible apartment with good PR. Once approved for an apartment, most apartments will require a signed lease. "When they meet to view said apartment, it is no longer available, and other apartments are shown as an alternative that don't usually fit the original criteria," New York real estate agent James Wan told Business Insider. for you! It's easy and free to apply. I applied 48hours ago and haven't been contacted. The community amenities include a sparkling pool, community barbecue . I was unsure about them at first, but took the risk. These cookies track visitors across websites and collect information to provide customized ads. The renter(s) pays for the Insurent Lease Guaranty. Our agents are available from 10 to 7 CST. You need a new address, email address and telephone number. Baron Christopher Hanson, a consultant who helps relocate corporate clients, has seen this con before. I wish I heard of them before spending hundreds of $ on applications. CreditLoan.com has offered online personal loans with same-day approval since 1998. Dave Johnson is a technology journalist who writes about consumer tech and how the industry is transforming the speculative world of science fiction into modern-day real life. We qualify an international student or U.S. student based on their father (or mother or some relative overseas or here) being a Responsible Party solely on our Agreement. Our helpful staff are waiting. All 50 states. This building is located in Brea in Orange County zip code 92821. Award winning company since 2018. Guaranteed Apartment Approval cares about your needs. Just trying to see if it allows me to post a reply.hmm.. Once we have a completed application, we can have an approval certificate for you in just a matter of hours. Business Profile for Guaranteed Apartment Approval - Better Business Bureau Guaranteed Apartment Approval helped us find the perfect apartment to begin our family. I used this service for 2 years (Oct 2020-Oct 2022) and everything was exactly as advertised. I am a college or professional school graduate with a job acceptance letter. It is important the lease is read fully and understood before signing it. Once you find your apartment, Insurent will just need the building address, monthly rent and lease dates to email you an Agreement and payment instructions before issuing a lease guaranty to the landlord. We screen based on our own set of compassionate criteria, and we stand behind every person we approve. The "listing agent" Nardo had been chatting with online was a fraud who had likely scraped the information off the legitimate listing. Bums!!! We never charge renters any fees to consult with any of our staff or any application fees or other fees to renters. I asked a simple question of is this a scam and they got defensive. I was a client for 4 years while my BK13 case ran its course. | Terms of Use Call Now lets get you into your new Home. Their friendly Presently over 775,000 apartments representing over 8,000 buildings accept the Insurent Lease Guaranty. Just because you safely made it into an apartment unscathed doesn't mean there won't be unpleasantness waiting for you at the other end. The Insurent Lease Guaranty is issued to the landlord when you have executed the Tenant Participation Agreement and paid the guaranty fee. We process all Rental Credit applications on your behalf! Cash is also acceptable. While personal loans are its core offering, the company also provides auto loans and student loans. Apartment Guarantor | Bad Credit Specialists | Free Application If a listing agent wants you to write a check for $100 or more, you may be getting taken advantage of. The cookies is used to store the user consent for the cookies in the category "Necessary". With the application of a CPN (Credit Privacy Number), your private credit information is securely protected which affords the credit you need to yield a secure financial future. Performance cookies are used to understand and analyze the key performance indexes of the website which helps in delivering a better user experience for the visitors. The renter(s) must have decent to good credit to be issued an Insurent Guaranty for their lease. Get Approved For Your Own Apartment or House - Second Chance Guarantor Program. Fast Affordable Reliable. My time spent military and my MOS taught me if they are defensive or shady, they have something to hide. What is my maximum liability under the Insurent Lease Guaranty, in the event that I breach any of my lease obligations? Get started now. YES, i was approved! These cookies ensure basic functionalities and security features of the website, anonymously. Bad Credit Apartments - No Credit Check Rentals - Ways 2 Rent Well I got approved. After my divorce and the loss of my home I didnt know where to turn with a great salary and poor credit score. It will also eliminate the need for significant additional security or prepaid rent to the landlord, and will quicken the approval process and shorten the time needed to obtain the apartment. Downtown Brea Apartments for Rent - 99 Apartments - Brea, CA Award winning company since 2018. The Insurent Program can also issue guarantees for U.S. persons with no U.S. based credit history. Joule La Floresta. We offer a free pre-screening application And Same-Day Approvals. Non-U.S. persons qualify for an Insurent Lease Guaranty. Get a personalized gameplan based on your current situation but always aiming at the best possible future that you can possily get with our help to get an maintain a healthy credit score. Can I pay the Insurent Lease Guaranty fee in installments like car insurance and life insurance, and when do I pay the Insurent Guaranty fee? Our Home Approval Program makes it easy. I just want to give other renters a heads up before you apply and pay money for a service that will not live up to your expectations. If a US student or US person with income less than 27.5x the monthly rent, the renter must have decent to good credit and a Responsible Party (normally a father or mother) who has a minimum annual income of 50x the monthly rent OR cash liquid assets/publicly held securities of a minimum of 80x the monthly rent. The Insurent Lease Guaranty may be used in any instance where a landlord will require the renter to have a co-signer or guarantor. Can never thank this service enough for helping me and my family seriously. 250 E Acacia St. - 250 E Acacia St Brea, CA | Apartments.com But first, it's important to understand what a personal loan is and is not. Thank you thank you God Bless you. My wife and I were in a bad spot with our credit due to medical bankruptcy so we couldn't get approved for rentals. I felt good about it. The house was for sale, and had, in fact, just closed the happy new owners were, through sheer coincidence, on the premises scouting out how to arrange their furniture. 3: PAY A FEE The fee to co-sign is equal to 1-month's rent. New landlords and their respective buildings are being added on an ongoing basis. In one version, an agent lists an attractive-looking apartment to lure clients, and then scams the apartment hunter when they arrive to see it. Need No Credit Check Apartments or Lease Guarantor? This cookie is set by GDPR Cookie Consent plugin. She responded immediately, and the listing agent asked for her to complete some forms and send a deposit to lock in her place at the head of the line. By clicking Accept All, you consent to the use of ALL the cookies. Please fill in the form below and we will respond to your message. No Credit Check Loans With Guaranteed Approvals | Direct Lender Loans We highly recommend Guaranteed Apartment Approval "The scam artist has two sets of keys one they use to open the apartment, and another set that they give you," he told Business Insider. No negative impact to your tax status. Lets go from 500 to a 700+ credit score. the FREEDOM to live where they want! As a photographer, Dave has photographed wolves in their natural environment; he's also a scuba instructor and co-host of several podcasts. Thank You! It's a scam, they will only take your initial deposit and give you an unrealistic time frame to provide them with more money and cancel your agreement. Reviews not showing up on Google? Guaranteed Approval. The "listing agent" Nardo had been chatting with online was a fraud who had likely scraped the information off the legitimate listing. Also, I have proof and pictures of how professional their staff is. I use them on all leases when an applicant is borderline and I may be on the fence about them. "They'll only show you one of the rooms, or not disclose it's right next to train tracks that'll keep you up all night," Coon said. Two potential downsides, however: The card charges an annual fee of $35, and . Raintree Apartment Homes Apartment Rentals - Brea, CA | Zillow Follow the rules--basically be a good tenant--and things will work out well for you with this company. Apartment hunting can feel like a virtual minefield of scams. This company gave me a quality way to live for 7 years. process was a breeze and it helped us begin our new life together! NO CREDIT CHECK Preserve your credit with no credit check qualification. We also qualify international students with Responsible Parties. Every building and landlord will have a slightly . Everything went smooth and we arranged the details additionally over the phone. When used to describe personal loans, the guarantee refers to instant decisions that take place at least twice during the borrowing process once at prequalification and again at final approval. I got a lease guarantor for my apartment here in brooklyn. Our Benefits Greater Access Our lease guaranty is accepted by over 725,000 apartments representing over 7,000 buildings in New York, New Jersey, Massachusetts, Illinois, Virginia, Maryland, Nevada, Washington, D.C., California and Florida. We will let you know upfront if we have a solution for you. This company however called me answered all my questions. Thankfully, the same precautions can help navigate you through most common apartment scams safely. The Insurent Lease Guaranty will only apply to apartments located in Insurent certified buildings or buildings that will accept the Insurent Lease Guaranty. See how weve become the industry leader over the past 8 years. After I did my application they worked with me to look for a place I liked. This profile is powered by Birdeye. I left pictures on their website page before main. We have seen every scenario and we're here to help. FAQs This company wasted my time and money. Labeled Verified, theyre about genuine experiences.Learn more about other kinds of reviews. Register your property with OneApp Guarantee. | Privacy Policy "Their excuse was that I must have not understood. Reply from Luxury No Credit Check Apt Approval and Lease Guarantor. Brokers and Leasing Agents benefit by being able to close deals quickly. You may apply for its personal loans, which range from $250 to $5,000, even if your credit score is below 630. In the event that the insurer is required to make any payments to the landlord on your behalf, you will be subject to legal action for the full recovery of any such payments and your credit report will be negatively affected. for ways to Increase their Employee Overall Job Satisfaction. In the Real Estate Rental Agency category. One particular apartment was in processing with them and requested a admin fee of $620 which I paid promptly to avoid anymore delays. The guaranty fee is per lease, not per person. We also process applications in the evening and on holidays and issue Qualification Certificates at those times. Information is copyrighted and school data provided by GreatSchools.org. I am thankful for their services they provide because I didnt have anyone to co-sign for me. Birchwood Village Apartment Homes. It's no surprise that it happens in real estate as well. Lets work together to get those negative items remove from you credit file. We are a FREE referral service. Thats what they do. If an international student, a Responsible Party (normally a father or mother overseas) who has a minimum annual income of 50x the monthly rent in their home country OR cash liquid assets/publicly held securities of a minimum of 80x the monthly rent in their home country or elsewhere. Bait-and-switch tactics offering one thing but actually selling another are a common trick in lots of retail businesses. The Insurent Lease Guaranty Program will help you rent your chosen apartment without having to find an individual co-signer or lease guarantor acceptable to the landlord. You can then forward all your documents to be fully approved and you can show the Insurent Qualification Certificate to brokers and landlords in any of the 3,500 Insurent participating buildings to expedite the lease approval process. Green Dot primor Visa Gold. A third-party property management site like Avail can serve as an intermediary, performing your credit check on your and the listing agent's behalf. I wasted over 4 months and $1400+ looking for an apartment using this company. If you can prove your income, we make it work. We'll strengthen your rental application as your co-signer for the term of the lease, so property managers can say yes to you. I live in a peaceful community right outside Atlanta, GA thanks to Guaranteed Apartment Approval helping me move in this brand new
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